Compliance-ready KYC for digital financial services.
From neobanks to payment platforms, ASTERIA KYC provides the identity verification, AML screening, and risk intelligence that regulated fintech businesses need — to onboard faster and stay compliant as regulations evolve.
{
"session_id": "ses_ft_8f2a91c4",
"identity_check": "PASS",
"document_check": "PASS",
"liveness_check": "PASS",
"aml_screening": "CLEAR",
"risk_score": 24,
"risk_band": "LOW",
"decision": "APPROVED",
"completed_in_ms": 27410
}
<30s
Avg KYC Completion
99.9%
Platform Uptime
220+
ID Types Supported
97.3%
Auto-Pass Rate
Why KYC is complex in digital finance.
Fintech businesses face compliance obligations that change faster than traditional institutions. Getting KYC right from day one is the difference between sustainable growth and regulatory exposure.
Regulatory Velocity
PSD2, 6AMLD, DORA, and MiCA each add distinct KYC thresholds, data retention requirements, and audit trail standards. What satisfies a compliance examiner today may create a gap in six months — requiring infrastructure that evolves without breaking onboarding flows.
Conversion vs. Compliance Depth
Every verification step adds latency. Platforms that cut steps to improve conversion create identity fraud exposure and compliance gaps. ASTERIA KYC is engineered to pass legitimate users in under 30 seconds while blocking spoofing, injection, and document fraud.
AML Without False Positives
Sanctions and PEP datasets contain tens of millions of records. Over-matching flags legitimate customers; under-matching creates regulatory exposure. Calibrated AML with configurable match confidence and structured reason codes is required for defensible compliance.
Every module your fintech compliance stack needs.
ASTERIA KYC integrates across the full fintech onboarding and compliance workflow. Each module returns structured JSON with confidence scores, reason codes, and full audit output.
Identity Verification
Government ID verification with real-time biometric face matching, liveness confirmation, and AML linkage. Structured evidence output with all signal scores for audit use. Sub-30-second completion for digital onboarding.
Learn moreDocument Verification
OCR field extraction, MRZ and barcode parsing, expiry validation, and anti-tampering integrity checks across 14,000+ document types from 220+ countries. Certified accuracy on passports and national IDs.
Learn moreLiveness Detection
ISO 30107-3 certified passive liveness covering photo, video replay, 3D mask, and live face injection attacks. No proprietary hardware required. Result returned as part of the session JSON.
Learn moreAML Screening
Composite 0–100 risk score combining document type, geography, biometric signals, AML match, velocity, and session behaviour. Configurable thresholds per customer segment.
Learn moreRisk Scoring
Real-time screening against OFAC, UN, EU, HMT sanctions lists, global PEP registries, and adverse media. Fuzzy match with configurable confidence threshold. Match detail structured for SAR preparation.
Learn moreCase Management
Structured reviewer queue with full evidence package, AML match detail, reason codes, and decision history. Case archive with downloadable PDF reports for regulatory inspection.
Learn moreBuilt for the regulations your fintech operates under.
ASTERIA KYC is designed to satisfy the compliance requirements that regulated financial services businesses face — from onboarding through ongoing monitoring.
GDPR & Data Privacy
Article 6 lawful basis, purpose limitation, and data minimisation built into every session. Data Processing Agreement available. Configurable retention policies with right-to-erasure workflow support.
5th & 6th AMLD
Sanctions, PEP, and adverse media screening meeting EU Anti-Money Laundering Directive obligations. Structured match output with reason codes suitable for SAR filing and regulatory audit response.
PSD2 & Open Banking
Identity assurance levels compatible with PSD2 Strong Customer Authentication requirements. Verification output structured for open banking onboarding flows and account opening compliance documentation.
Ready to turn identity verification into a controlled compliance workflow?
Use ASTERIA KYC to verify users, screen risk, and preserve evidence from one connected platform.