A unified compliance workspace — verifications, AML alerts, and audit evidence in one operational view.
統一的入驻生命周期
傳統入驻系統將身份驗證、AML篩查、手動審核、案例跟踪和報告分离到不同工具中。這种分离造成運營延迟、重复檢查和碎片化證據。ASTERIA KYC統一了從初始用户提交到最终驗證結果和保留合規記錄的整個生命周期。
User Submission
Applicant submits document, selfie, and identity data through the client integration.
Document Analysis
OCR, MRZ/barcode extraction, quality scoring, and tampering detection.
Biometric Checks
Face match, liveness detection, deepfake risk signals, and PAD analysis.
AML Screening
Sanctions, PEP, watchlist, and adverse media screening applied in-flow.
Risk Scoring
Composite risk score with reason codes generated for every session.
Decision & Evidence
Final decision returned with full audit record, timestamps, and report archive.
驗證和合規層級
驗證層分析文件、自拍、生物特征信號、活體輸入、人脸匹配結果和疑似操纵指標。合規層將結果與AML篩查、制裁檢查、PEP指標、不良媒體輸入、風險評分、審核员決策和審計記錄連接。
Presentation Layer
Client app, Web SDK, Mobile SDK, dashboard
API Layer
API gateway, OAuth/API key, session creation, webhooks
Verification Layer
OCR, document integrity, face match, liveness, deepfake signals
Compliance Layer
AML screening, PEP/sanctions, adverse media, risk scoring
Review Layer
Human review queue, reason codes, reviewer actions
Evidence Layer
Audit logs, decision archive, downloadable reports
入驻后的完整可见性
合規團隊在用户离開入驻界面后仍需要可见性。ASTERIA KYC提供申請人狀態、審核佇列、原因代碼、風險評分、審核员操作、已下载報告和審計存檔狀態的仪表板視圖。